Premium car insurance from AED 550
تأمين سيارات مميّز يبدأ من 550 درهم
Simple X Car Insurance offers third party, comprehensive and agency repair plans that meet Dubai RTA rules — with an instant e-policy, anywhere in the UAE.
- 60,000+
- Policies issued
- 300+
- Approved garages
- 4.9/5
- Customer rating
What is covered? · ما الذي يغطيه التأمين؟
- Third party bodily injury cover up to AED 3.5 million
- Third party property damage up to AED 2 million
- Own damage, fire, theft and total loss
- Flood, sandstorm and natural calamity
- 24/7 roadside assistance and towing
- Driver personal accident cover
Everything you need to drive covered in the UAE
Third party liability is mandatory under UAE Federal Traffic Law. We go well beyond that minimum.
10-Minute E-Policy
Upload your Emirates ID and Mulkiya — your policy is emailed instantly.
Central Bank Regulated
Every policy is underwritten by UAE licensed insurers.
Agency & Garage Repair
300+ approved workshops across Dubai, Abu Dhabi and Sharjah.
Oman / GCC Extension
Cross-border add-on cover for just AED 150.
No Claim Discount
Up to 20% renewal discount transferred for every claim-free year.
RTA Renewal Support
Full assistance with vehicle testing, registration and Salik queries.
Our plans · خططنا
See full comparison →Third Party Liability
The legal minimum cover in the UAE — RTA & Central Bank approved
AED 550 / year
- Third party bodily injury up to AED 3.5 million
- Third party property damage up to AED 2 million
- Valid for Dubai RTA vehicle registration & renewal
- 24/7 roadside assistance across UAE
- Free e-policy issued within 10 minutes
Comprehensive Shield
Own damage, theft and fire with non-agency workshop repair
AED 1,450 / year
- Own damage, fire, theft & total loss cover
- Third party liability up to AED 3.5 million
- Oman extension (GCC border cover)
- Personal accident cover for driver (AED 200,000)
- Off-road / Wadi driving cover option
Agency Repair Premium
Dealership repair for brand-new and luxury cars
AED 2,650 / year
- Repairs at authorised agency workshop
- Zero depreciation on spare parts
- Passengers personal accident cover (AED 200,000)
- Windscreen & glass damage cover
- Rent-a-car up to 15 days
How it works · كيف تعمل
Share car details
Make, model, year and Emirates ID.
Choose a plan
Compare third party and comprehensive cover.
Pay online
Secure card or bank transfer, VAT included.
Receive your policy
E-policy plus RTA registration ready.
Cars we cover · السيارات المشمولة
From economy hatchbacks to luxury SUVs — a quote is available for every brand.
Toyota
Corolla, Camry, Land Cruiser, Prado
Nissan
Sunny, Altima, Patrol, X-Trail
Mitsubishi
Lancer, Attrage, Pajero, Montero Sport
Honda
Civic, Accord, CR-V, City
Hyundai
Accent, Elantra, Tucson, Santa Fe
Kia
Cerato, Sportage, Seltos, Sorento
Mercedes-Benz
C-Class, E-Class, S-Class, GLC
BMW
3 Series, 5 Series, 7 Series, X3
What our customers say · آراء عملائنا
"Comprehensive cover for my Nissan Patrol was issued in 15 minutes. Very smooth."
"Got third party cover for AED 550 and completed my RTA renewal the same day."
"Agency repair after my accident and a replacement car too. Excellent."
Insure your car today
Starting at AED 550. No hidden charges, 5% VAT included, instant e-policy.
Get my quote